Fresh Start Sales Event

Life can throw curveballs, and your credit score doesn’t always tell the whole story. That’s why Sommer’s Buick GMC offers the Freedom to Drive Financing Program, designed to help you build credit, rebuild credit, or get back on track with a vehicle that fits your needs.

Whether you’re starting fresh or bouncing back, our team will work to find a financing solution that aligns with your budget and your goals.

Get Pre-Qualified: No Social Security Number required
Next Steps: Contact us or browse our current inventory

Challenged Credit Auto Financing in Milwaukee, WI

Helping You Move Forward — Regardless of Your Credit History

At Sommer’s Buick GMC, we believe everyone deserves an opportunity to get approved and get back on the road. If you’ve experienced late payments, bankruptcy, repossessions, or you’re new to credit, our finance team is here to help you explore real options in a supportive, judgment-free environment.

We partner with a wide range of local and national lenders that specialize in challenged-credit auto financing, creating more opportunities for approval and long-term success.

How We Help Drivers with Less-Than-Perfect Credit

• One-on-One Financing Support: Personalized guidance to understand your situation and match you with realistic terms.
• Extensive Lender Network: Access to banks and credit unions that focus on credit-building programs.
• Trade-In Support: Use your vehicle’s value to reduce the amount financed and improve approval odds.
• Flexible Down Payment Options: Guidance on low down payment and budget-conscious programs when available.
• Credit-Building Opportunities: On-time payments may help strengthen your credit over time.

We Work with Many Income Types

Social Security income, self-employed and 1099 income, job letters, short-term employment, and limited work history.

Down Payment Options

No-money-down options may be available, along with programs designed to fit a wide range of budgets.

ID Requirements and Support

We work with customers who may not have a driver’s license. ITINs and Matriculas are welcome. Need help securing insurance? Our team can assist with available options.

Why Choose Sommer’s Buick GMC

• Local Team, Real Approvals: Helping Milwaukee-area drivers find financing solutions every day.
• Wide Vehicle Selection: Dependable cars, family-friendly SUVs, and hardworking trucks.
• Quick and Private Process: Apply online or in-store with a simple, discreet experience.

Get Started Today

Don’t let past credit challenges hold you back from the vehicle you need today. Begin with our secure online finance application or visit Sommer’s Buick GMC to explore your options in person.

Apply today. Drive tomorrow.

Subject to credit approval and lender stipulations. Not all buyers will qualify. Contact Sommer’s Buick GMC for complete details.